National CrowdFunding Bank Account

Bureaucracy is inefficient. Bureaucrats usually are not the best experts in the field to make the decisions they have to make. Bureaucrats decide where the tax payers money go. Could it be that the time has come to automate their jobs?

Governments give all kind of subsidies for different reasons and for different businesses. This money is allocated in the budgets. Instead of filling the application papers for regular government subsidies, it would be more effective if the business would have to create a CrowdFunding project: The Minimum Viable Product to test the idea could be that government would host CrowdFunding projects and would give grants for the most successful ones. Later this idea could be expanded towards a system, where every Finnish citizen would have their own CrowdFunding accounts, which they could invest to government approved CrowdFunding projects (minor legistlation might be required, not sure though, minimal approach is important).
 * This way, the business would have to market their ideas for the customers before the subsidies.
 * If customers would be CrowdFunding an idea it is a strong signal for the government that this business deserves to get subsidies.
 * The discussion around the CrowdFunding could lure in some experts, important contacts and people who can market the ideas.
 * People should have control and say about where the government is investing!

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